For adults 20 to 70
Life insurance without the stress
Look after your family. A policy can keep everyday costs and final expenses off the shoulders of the people you love.
Clear what you owe. Your mortgage, loans and cards don't have to become someone else's problem.
Leave something behind. A payout can be the last gift you give, whether that's college money or a fresh start.
Four quick questions
No personal details needed to start.
Start early, pay less
Made for people between 30 and 60
There's no wrong age to buy life insurance, but sooner is usually cheaper.
Many families have little or no cover at all. That can leave the people left behind dealing with bills on top of grief.
Health tends to get more complicated with age, and that pushes prices up. Getting covered now protects your family during the years when debts like a mortgage or tuition are highest.
Some policies need no medical exam. They're quick to apply for, and age, smoking or health history won't automatically rule you out.
When should I think about life cover?
Big moments are a good cue: moving in together, a new baby, buying a home. Locking in a policy while you're younger and healthy usually means paying less every month.
Ask an advisorDoes my age change the price?
Yes. Insurers price on risk, and age is a big part of that. Your health, habits and the amount of cover you pick matter too, which is why two people the same age can pay different amounts.
Ask an advisorHow much cover is enough?
It depends on your debts, your income and what your family would need without you. An advisor can run the numbers with you, and it's worth checking again after life changes.
Ask an advisorWhat does the payout actually do?
It gives the people you leave behind money to keep going. Families use it for the mortgage, funeral costs, school fees or simply time to grieve without money worries.
Ask an advisor